Why are so many American households unprepared for retirement?  Did you know that:

• Only 5 states require high school students to take a class about money!

• The average American household only has about $135,000 saved for retirement!*

• 61% of people age 44-75 actually fear running out of money in retirement more than they fear death itself!**

• 40 % of pre-retirees are expecting a decline in their standard of living at retirement!*

What should you do?  Who do you turn to? How can you get help?

These are questions that many people are asking.  At LR Berg Group we have answers.  Our financial professionals will walk you through each step of the process, educating and guiding you to the information that will empower you to make informed choices.

*Transamerica Center for Retirement Studies, The current state of retirement: Pre-retirees expectations and retiree realities.  December 2015

**Allianz Survey